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Cover we can arrange
Every policy below is placed with insurers on your behalf. We aim to source policy wording that reflects how your business actually operates rather than fitting you into an off the shelf package.
Commercial insurance
Start with the exposure, not the product.
Some businesses need several of these working together. We will tell you which ones apply to you and which ones you can disregard.
Medical Malpractice
Protection against allegations of clinical negligence arising from treatment, advice or prescribing. We can approach insurers who will consider specialist and emerging areas of practice, including the prescribing of unlicensed medicines.
Professional Indemnity
Can respond to claims that your advice, designs or professional services caused a client financial loss. Relevant to consultants, clinicians and anyone whose judgement clients rely on.
Employers' Liability
A legal requirement for many UK businesses that employ staff. It responds to claims from employees who are injured or made unwell by their work.
Public Liability
Responds when a member of the public is injured, or their property damaged, in connection with your business, whether that happens at your premises or out on site.
Product Liability
Covers claims for injury or damage caused by a product your company has manufactured, supplied, imported or sold. It matters across the whole supply chain, not only at the point of manufacture.
Business Interruption
Replaces lost income and helps meet ongoing costs when an insured event stops you trading. The right policy at a competitive price is our priority.
Commercial Legal Expenses
Funds legal costs and gives you access to advice lines for employment disputes, contract disputes, tax enquiries and property matters.
Commercial Combined
Brings property, contents, stock, liability and business interruption together in a single policy. Usually the most efficient route for a business with premises and staff.
Other insurance products we can source: Motor Fleet, Loss Recovery, Clinical Trials, Property Owners, Contractors Combined and Engineering.
Sectors
Who we work with.
Medical cannabis is our best known specialism. It is not the only thing we do.
If your trade is not listed, please ask. We will do our best to liaise with insurers that will consider your risk.
Tell us what you need to coverAlready insured elsewhere?
Send us your current policy schedule. We will read it and come back to you with any findings.
- Any gaps in cover that may exist
- Any exclusions that may impact the work you do
- Limits and indemnity periods that no longer match the business
- An honest answer if your current cover is already right
Not sure which of these you need?
Tell us what the business does. We'll review your requirements and discuss available options with you.